Production Insurance

Here is how this works in practice. Production insurance in Spain is brokered through the major Spanish carriers — Mapfre (the largest domestic insurer), Allianz Seguros España. AXA España, Generali España and Catalana Occidente. And our placements stack the cover the way global productions actually need it. Standard policies bundle production errors-and-omissions per the Ley de Propiedad Intelectual (the Spanish Copyright Act of 1996). Gear all-risk for rental kit drawn from Camara Movil Madrid, Vantage Spain. Welab Plus and Tenerife Film Gear. Third-party liability tuned to Mediapro/Filmax/Pinewood Iberia soundstage needs.

Here is the short of it. Cast and essential-element cover for principals working under AISGE conventions. And weather cover for summer-heat cancellations on Sevilla. Almería and Madrid shoots where 40°C+ days routinely force schedule shifts. INSHT (Instituto Nacional de Seguridad e Higiene en el Trabajo) workplace insurance is mandatory and we file the needed notifications with the autonomous community labour authority before crew lock.

Here is the breakdown. Global productions add layered tangle that we resolve at placement: AEAT ATA-carnet riders for inbound rental kit through MAD Barajas. BCN El Prat and TFS Tenerife Sur (Spain's 21% IVA makes uninsured carnet failures expensive). Helicopter and aerial-rig schedules for ENAIRE/AESA-permitted drone operators and helicopter charters via Helicopters Spain and Heli-Iberica. Water and underwater riders for Mallorca / Costa Brava / Canary Islands sequences. And high-altitude or remote-terrain riders for Pyrenees. Picos de Europa and Sierra Nevada blocks with Spanish Mountain Rescue contingency.

Here is what that looks like on the ground. Tax-rebates paperwork is cross-referenced — ICAA 30% national rebate, 50% Canary Islands, 70% Navarra and 40% Basque Country all carry compliance audit triggers. So we keep policy schedules aligned with the rebate certifications. Claims running runs through bilingual ES/EN adjusters with documented INSHT incident protocols. So a wrap-day gear loss or a cast-illness day is closed against the policy without dragging the post schedule.